The Annuity Gator’s End Take on the Athene Income Select Bonus Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth; Safety of principal; A long-term commitment to the product;How the Solutions MYG 6 Annuity is Described. The Jackson National Perspective II variable annuity has had its ups and downs throughout the years. 2 Living Benefit Rider is only available with Transamerica variable annuities – so if you own an annuity that is fixed or fixed indexed and/or if the annuity was purchased through a different insurance company, then this. My name is Andrew Wallop. A 200% guaranteed withdrawal benefit that guarantees to double your income, provided that you wait until the later of 12 years or age 70 to begin taking your withdrawals. (888) 440-2468. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. The Annuity Gator’s End Take on the F&G Next Generation Accumulation Annuity – Power Accumulator Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principalThe Annuity Gator’s End Take on the Midland National Life Paragon Plus 14 Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate. That’s where the Annuity Gator comes in. The Annuity Gator’s End Take on the Brighthouse Income Annuity While an immediate annuity may not be right for everyone, the Brighthouse Income Annuity could be a good option for you if you are seeking the following benefits: >A reliable income stream right away (or one that starts relatively soon after purchasing the annuity). 12:36 PM, 16 June 2017 . We have been at this for a number of years now, and quite a bit longer than any of our competitors out there – and because of that, we’ve become a known and trusted source of annuity information. 75%. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. If you’re still considering the FG Guarantee Platinum 7. This seemingly endless stream of annuity “fine print” can often times lead to the complaints that are received about annuities – because customers will. Your personal info might be collected and sold to a random insurance. While the fixed rate period is five years on all of these options, the rate can vary, typically being higher with the longer surrender periods. These fees include an annual contract maintenance. What's the biggest question that you have about annuities? *. The Annuity Gators End-Take on the Nationwide Destination C Variable Annuity. M. 11:13 AM, 29 January 2019 . The company is considered to be strong and stable financially, and because of that it has earned an A- (Excellent) rating from A. I help clients all over the country find ways to generate more retirement income and see how to securely grow and protect their money during these turbulent times. Learn More About Me. Annuities are not usually associated with the best way for that. He answered every question and never pushed for a sale. At Annuity Gator, we specialize in helping people understand annuities and how these financial vehicles can help to supplement retirement income. These charges will start at 9% and grade down each year until year ten. This means that regardless of future economic conditions. This is applied as a percentage of the daily net assets of the variable sub-accounts. The Annuity Gator’s End Take on the Allianz 222 Annuity with Protected Income Value (PIV): Where it works best: For producing a reliable, “pension-like” guaranteed income stream / lifetime withdrawals (although there are other annuities with higher guaranteed income at this time) Annuity Gator pledges only to recommend annuities that are the right fit for your retirement funding and circumstances. I help clients all over the country find ways to generate more retirement income while securely protecting their money during these turbulent times. The Annuity Gator’s End Take on the Western United Life Navigator Elite MVA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. An annuity is designed to give you income. If you’re still considering the Farm Bureau Select IV New Money 4. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Gator’s End Take on the Thrivent Secure Retirement Builder FIA Annuity Given the many benefits associated with the Thrivent Secure Retirement Builder fixed indexed annuity, it could be a viable option if you are seeking the following features: Opportunity for growthAll of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. Adam Grubius LICENSED ANNUITY ADVISOR. 6:01 AM, 22 March 2019 . The Annuity Gator’s End Take on the New York Life Guaranteed Period Income Annuity ll Where this annuity works best: For those who need income for a set period of time (such as to ensure that income will continue after retiring, but before starting Social Security benefits)So, if you’d like to learn more, please feel free to contact us directly and schedule a time to chat with an Annuity Gator retirement income specialist. The Annuity Gator’s End Take on the Transamerica Vanguard Variable Annuity Where this annuity works the best: For those who are looking for market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assets; Where this annuity works the worst: For those who have a low-risk toleranceAnnuity Gator. M. At Annuity Gator, we are a team of experienced financial and annuity professionals who specialize in providing in-depth, and unbiased, annuity reviews on the Internet. In many ways, buffer annuities are structured like regular fixed indexed annuities, except in the case of a buffer annuity, your principal is not. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The annual charges for these are 0. 40%. The Annuity Gator’s End Take on the Prudential HDLI v3. The Annuity Gator’s End Take on the Guggenheim Highlander Fixed Indexed Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guaranteeThe Annuity Gator’s End Take on the MassMutual RetireEase Immediate Fixed Income Annuity Where it works the best: While immediate annuities are definitely not the ideal solution for everyone’s needs, this product could fare well for you if you are seeking: A reliable income stream right away (or one that starts within 12 months after purchasing. Jackson National Life Insurance Company has been in operation since 1961. 0 Where it works the best: You may want to consider the Prudential HDLI v3. This means that the interest rate you choose will be guaranteed until the end of the initial guaranteed option period. Independent Review of the Voya Life Guarantee Choice Fixed Deferred Annuity . Learn More About Me. That’s why we work with consumers to help them better understand how annuities work, and how certain annuities may or may not be right for particular goals and needs. The Annuity Gator’s End Take on the SecureOption 3 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. Ouch. Independent annuity professionals provide honest advice, better products and personalized products for your situation. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. 0 Variable Annuity Where the annuity works best: As a variable annuity, the Nationwide Life Destination Architect 2. With that in mind, having an income plan in place before it is actually needed is highly recommended. Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. The company held approximately $158 billion in total assets as of year-end 2017, as well as more than $11. Annuity Gator is comprised of a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. But that’s not all. 0 Fixed Index Annuity with Income Rider 1: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal The Annuity Gator Podcast “Our podcast features ideas, tips and tricks to help you achieve your dream retirement. The Annuity Gator’s End Take on the Lincoln Life OptiBlend 5 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal The opportunity for index-linked growth Guaranteed lifetime income in. For investors who have a high tolerance for risk. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. Income that can keep pace with inflation and market growth. A check was sent promptly and just as promptly, cancelled, due to “ wrong amount sent”. He. My name is Donna Lee. The Annuity Gator’s End Take on the Prudential HDLI v3. My name is Matthew Taub. The Annuity Gator’s End Take on the AXA Structured Capital Strategies Variable Annuity Where it works best: When considering the AXA Structured Capital Strategies annuity, it can often work best in scenarios where an investor wants to be invested in the market, but yet is concerned with taking on too much market risk. [/desktoponly] Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal. The Annuity Gator’s End Take on the New York Life Annuity: Guaranteed Lifetime Income Where this annuity works best: Although an immediate annuity may not be the ideal solution for everyone’s needs, this product could be a good option for you if you are seeking the following key benefits:My name is Kyle Morgan. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. So, the range of total annual portfolio operating expenses – including investment advisory fees, 12b1 fees, and other expenses as a percentage of the average portfolio assets – can range between . So in this scenario, you would actually be guaranteed a rate of 4. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. This seemingly endless stream of annuity. So, if you would like to get a better. With this annuity, there is an annual insurance charge of 0. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Upstream Life is headquartered in Dallas, Texas. Where it works best: The American National Palladium Century 1 fixed annuity will generally work best for those who are looking for: Safety/protection of principal. (The. The Annuity Gator’s End Take on the TIAA-CREF Intelligent Variable Annuity. Calculate all of the annuity fees (some annuities have obscure fees). Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity. The Annuity Expert is an independent online insurance agency servicing consumers across the United States. This is because the contract will provide the. Annuity Gator specializes in helping Americans financially prepare for retirement with the proper use of annuities and income planning strategies. The Annuity Gator’s End Take on the Lincoln Financial MYGuarantee Plus Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. For instance, if you withdraw more than 10% of the annuity’s contract value within the first full nine years, you will incur a withdrawal fee. Like most “report cards,” this grade is on a scale of A through F – so at the moment, there are at least a few areas where Athene needs to do some work. Best, and an A- (Strong) from Standard & Poor’s. If you’re still considering the Farm Bureau Select IV New Money 4. Opening Thoughts on the Fidelity Personal Retirement Annuity Fidelity is a fairly well-known name in the financial arena. At the 15 year mark, you would have received a total of $77,000, and at the 20-year mark, you would have received just over $103,000. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. For. The Annuity Gator’s End Take on the American Equity Choice 10 Fixed Index Annuity Where it works best: The bottom line on the Choice 10 is that this annuity may work the best for people who are looking for the. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. As of mid-2020, Security Benefit Life held more than $41 billion in consolidated assets under management, and statutory revenue of nearly $5 billion. Given this, it is important to consider any annuity a long term financial endeavor. Annuity Gator is a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. com Visit this website Write a review 4. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no feesWelcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. This includes comparing different annuities side-by-side – and we. Annuity Gator, Cortaro, Arizona. Based in Boston, this large financial services company holds (as of September 30, 2017) roughly $6. The Annuity Gator’s Take on the American Equity Foundation Gold Annuity Where it works best: For instance, if the participation rate is 80%, then your annuity will only be credited with 80% of the return on the index. Retirement annuities (or RA’s) are a type of fund in terms of the Pension Funds Act in that they are tax-advantaged investment vehicles designed for individual investors (versus employees who are participants in a workplace retirement fund). Before purchasing any investment product be sure to do your own due diligence and consult a properly licensed professional should you have specific questions as they relate to. You could also be subject to an annual maintenance fee of either $50 or 2% of the account value – whichever amount is less. The Annuity Gator’s End Take on the Northwestern Mutual Select Platinum Annuity Where it works best: There are several areas where this annuity could work well, such as for those who are seeking: Protection of principal – regardless of what occurs in the market A set interest rate for a guaranteed period of timeOur experts place a key focus on retirement income and related needs. So, if you are still considering the. ”. This annuity guarantees that these income payments will last for a specified period of time, or even for the remainder. My name is Robert ”Bob” Gardner. In addition, there is an annual service charge of $35, up to a maximum of $50. The Annuity Gator’s End Take on the Guggenheim Highlander Fixed Indexed Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guarantee The Annuity Gator’s End Take on the MassMutual RetireEase Immediate Fixed Income Annuity Where it works the best: While immediate annuities are definitely not the ideal solution for everyone’s needs, this product could fare well for you if you are seeking: The traditional way to get an income from a stock and bond portfolio is to make automatic withdrawals. Dynamic Balanced Index II May 2016 – April 2017. The Annuity Gator’s End Take on the American Equity Bonus Gold Fixed Indexed Annuity Where it works the best: This annuity may work the best for those who are looking for: Safety of principal; The opportunity for index-linked growth; Guaranteed lifetime income in. There are also fees involved if you choose the Lifetime Income Benefit and Wellbeing Rider options. That is because you can count on a set amount of income for as long as you need it – no matter how long that may be. The Annuity Gator’s End Take on the Jackson National Life Action Fixed Annuity. The money in this annuity – as with other types of deferred annuities – grows on a tax-deferred basis. We can also help you to narrow down the annuity (or annuities) that could work for your particular retirement and other financial objectives. For additional flexibility, this product also offers three different crediting methods, four index options, and a fixed. My name is Mark Shelby, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Annuity Gator is a trusted source of independent and transparent annuity guidance and recommendations. The Annuity Gator’s End Take on the Great American Landmark 3 Fixed Index Annuity Where it works the best: Although this annuity comes with a number of nice benefits, it will typically work the best for those who are seeking the. We’ve also been providing these. And, if you choose the lifetime income option, this. The opportunity for additional, index-linked. ) By paying this fee, your money will grow or step-up in a separate account. The company offers more than 100 in-depth company reviews, a free online quiz, and free consultations with no obligation. At Annuity Gator, our mission is to educate consumers and financial professionals about how annuities work, and where they may – or may not – fit into a particular portfolio, based on risk tolerance, time frame, and specific short and long-term objectives. My name is Terry Ciotti, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. David was extremely helpful from start to finish. At Annuity Gator, we can help you to narrow down which annuity is right for you – if. The Annuity Gator’s End Take on the NCIT – American Funds Lifetime Income Builder TDS The NCIT – American Funds Lifetime Income Builder is a new, hybrid financial vehicle. The Annuity Gator’s End Take on the Pacific Life Pacific Index Foundation Fixed Index Annuity Where it works best: The Pacific Index Foundation fixed indexed annuity could be a viable choice for you if you are seeking the following: Protection of your principal; The potential for higher growth than with a regular fixed annuity or CDThe Annuity Gator’s End Take on the Midland National Dynamic Choice 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime income in the futureThe Annuity Gator’s End Take on the Sentinel Security Life Guaranteed Income Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income; Safety of principal; Slow and steady growth over time; Where it works the worst: This annuity may not be an ideal fit if you:At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. With more than $9. Learn More About Me. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. The Annuity Gator’s End Take on the Nationwide INCOME Promise Select Annuity Even though an immediate annuity isn’t the right option for everyone, there are some scenarios where it could fit in quite nicely. Therefore, if you would like more information on SPIAs and/or you would like us to review an annuity that you already own, please feel free to contact us directly by. 5:38 PM, 19 February 2019 . My name is Mike Kalisch, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. For instance, this annuity has ten years of back-end surrender charges. How EMC National Life Describes the Single Premium Annuity. At Annuity Gator, our mission is to educate consumers on all things annuity. Where it works best: This particular annuity will typically work the best if you are looking for: A long-term interest rate guarantee (7 years initially) Safety of principal Guaranteed lifetime income; Where it works worst:The Annuity Gator’s End Take on the Eagle Life Insurance Company’s Eagle Platinum Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A set interest rate guarantee; Safety of principal; Guaranteed lifetime income; Where it works worst: This annuity may not work well if you:My name is Richard Scott. OneAmerica/The State Life Insurance Company describes the Annuity Care ll as a guaranteed interest rate annuity that is combined with the protective elements for end of life care. The product literature for the Reliance Standard Life Apollo MVA annuity describes this product as being “a smart choice for safety conscious individuals seeking financial security. The minimum fee for this feature is . At Annuity Gator, we are a team of experienced annuity specialists who focus on offering very in-depth – and unbiased – reviews on fixed, indexed, and variable annuity products. With the Elite Access Advisory annuity from Jackson National, you will run into a number of charges, which in turn can have a negative impact on your overall return. If you’re still considering the Navigator Elite MVA annuity from. product was identified and. Annuity Basics. So, if you have questions or want to learn more, contact us directly by calling (888) 440-2468 or you can send us an email through our secure online contact form. (This annuity has a 7-year surrender charge period). Our primary mission at Annuity Gator is on educating consumers about whether or not annuities may be a good fit for retirement planning – and if so, which annuity may be best. If you want to learn modern approaches to protect and grow your retirement savings and ensure that you never outlive your money — you have come to the right place!”. These contributions are tax-deductible and they grow tax-deferred. Learn More About Me. But, if you are leaning towards the Fidelity Investment Life Insurance Company Personal Retirement Variable Annuity, then it could be a viable option for you if you are. All of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. The Annuity Gator’s End Take on the Guarantee Income Life Insurance Company’s FlexPlus 5 Deferred Annuity Where this annuity works best: While this annuity may not be right for everyone, it could be a good alternative for those who are seeking the following benefits: Guaranteed growth; Protection of principal; Lifetime income in retirementGet free annuity feedback and guidance instantly without having to talk to a high-pressure sales agent. Protection from loss in a down market. The Annuity Gator’s End Take on the American National Strategy Indexed PLUS 7 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a. At Annuity Gator, we take the frustration out of shopping for annuities. The Annuity Gator’s End Take on the Lincoln ChoicePlus Assurance Variable Annuity Where it works best: For investors who have a high tolerance for risk. He took the time to educate me on the alternatives available in the field of annuities. So, if you would like to set up a time to talk with an Annuity Gator retirement income expert, feel free to contact us by phone at (888) 440-2468 or via email, through our secure online contact form. However, they differ from regular fixed annuities in the way their return is determined. So, at that time (fall 2021), there is no track record on which to base its performance. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. The Annuity Gator’s End Take on the Midland National MNL Guarantee Ultimate ll 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime incomeThe Annuity Gator’s End Take on the Securian MyPath Ascend 2. The Annuity Gator’s End Take on the Pacific Life Frontiers ll Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If you plan to use the lifetime income feature;At Annuity Gator, we focus on educating consumers and financial professionals on how annuities work, and where they may – or may not – fit in an individual’s portfolio. Our annuity ranking software will help you compare the best annuities for retirement and recommend a customized annuity strategy, so you can get the most bang for your buck. The NWL Global Lookback is a Fixed Index Annuity very different than anything I’ve seen on the market. This, and other updated information, can also be obtained by reading page 164 of the prospectus, or by. We are a team of annuity and retirement income experts, and we can help you to compare your options and narrow down which – if any – annuity is right for you. As of mid-year 2019, Athene held nearly $133 billion in total assets, with more than $113 billion in invested assets, and over $1 billion in excess capital. Annuity Gator. We have been doing this for quite a few years now – far longer than our competitors. For instance, this annuity can provide you with a personal pension-like income. On the company’s website, the Security Benefit Secure Income Annuity is defined as a flexible premium deferred fixed indexed annuity that is available to individuals up to age 80. We strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. This annuity is designed to provide the potential for growth, without the risks that are associated with investing in the stock market. 75% to 6%, depending on your age and the income option. Best. The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed income The Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. When the underlying index performs well, a. Despite the current volatility in the market and the low. Despite the current volatility in the market and the elevated. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up all over the. After researching a 60 and 115% fund index rates I noticed that after the initial period of 12 to 24. Since its inception, this company – which began as a family-owned entity in Lansing, Michigan – has grown into a multi-billion dollar insurance carrier. Here, we strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. How Do Annuities Work. We. The Annuity Gator’s End Take on the New York Life Premier Variable Annuity ll Where the annuity works best: As a variable annuity, the Premier Variable Annuity ll from New York Life could be a viable option for those who: Want the opportunity for high, market-related returns Are seeking a lifetime incomeAXA describes the Structured Capital Strategies Plus annuity as a tax-deferred financial product that provides the opportunity for upside potential, as well as downside protection. Many indexed annuities will actually allow you to track multiple indexes from a list of options. According to EMC National Life’s website, the Single Premium Immediate Annuity (SPIA) is designed to provide a guaranteed, steady income immediately after purchase. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. The opportunity for additional, index-linked. Welcome. Rather, it will simply be credit with 0% for that period. Slow but steady growth over time. Use the form on our website and one of the AnnuityGator. The Annuity Gator’s End Take on the Allianz Master Dex 10 Fixed Indexed Annuity Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementAt Annuity Gator, we focus on educating consumers (and financial professionals) on how annuities work, and where certain types of annuities might fit into an overall retirement plan. If you don’t have access to a 401 (k), you can still build wealth like a millionaire if you utilize best financial practices. M. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those. Welcome to the Annuity Gator database. How to get guaranteed increasing income for the rest of your life. With this annuity, you can garner a number of nice benefits, including: The Milestone MYGA 5 offers a guaranteed fixed rate of interest for five years – regardless of what happens in the market. We Investigate Annuities So You Don’t Have To. So, if you would like more details, feel free to set up a time to chat with an Annuity Gator retirement income expert. The Annuity Gator’s End Take on the Atlantic Coast Life Retirement Plus Multiplier Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; A long-term commitment to the. At Annuity Gator, we specialize in educating consumers – and financial advisors – on how to secure streams of reliable, ongoing income in retirement, which can alleviate the concern about running out of money when you need it the most. We look forward to hearing from you. For producing an income for life that cannot be outlived by a surviving spouse. (Then, following the initial guaranteed option period, renewal interest rates. Despite the current volatility in the market and the low-interest. Basically, it has an option that tracks 4 different equity indexes and after a year is complete it “looks back” at the four and allocates your money retroactively toward the index that performs the best. As an income source for investors who have a longer timeline. Annuity Gator Terry Heys, CEO of Annuity Gator This is where text would go about annuities and explaining the video telling people why annuities are the way to. We launched our educational blog to provide objective and helpful information to help you financially prepare for retirement. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Despite the current volatility in the market and the low. In addition, based on the Wink Sales Rankings, Equitable’s Secure Savings 5 annuity was #1. Plus, if you take withdrawals from the annuity before you turn age 59 1/2, you could also incur an additional 10% early withdrawal penalty from the IRS. The opportunity for index-linked growth. These begin in Year 1 at 9%, and they gradually grade down to . On the USAA website, the Extended Guarantee Annuity is described as a deferred fixed annuity product where you can put in a lump sum of money and earn a guaranteed interest rate for a certain period of time. So, in order to find the one that may be best for you, it is recommended that you discuss all of your potential options with an annuity specialist. The company’s assets under management were in excess of $77 billion, with 2018 revenue of $2. At Annuity Gator, we are a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. This can come from personal (non-qualified) funds, or you can use qualified dollars that are rolled over from an IRA or employer-sponsored retirement plan. Annuities are a unique. Initial contact was expedient. That’s where having an Annuity Investigator who loves math comes in. We’ve researched and reviewed hundreds of annuities over the years, and we continue to add new information to our annuity review database, which can be accessed at no cost anytime. A Fixed Index Annuity (FIA) is a simple contract between you and an insurance company, but it’s often called a hybrid annuity. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirement The Annuity Gator’s End Take On The Prudential Variable Annuity. For instance, this annuity has ten years of back-end surrender charges. The Annuity Gator’s End Take on the Mass Mutual RetireEase Choice QLAC Where it works best: Although the Mass Mutual RetireEase QLAC may not be right for everyone, this product could be a good option for those who: Are anticipating a long life; Require an income source later in life; Want to ensure that a spouse has guaranteed income later in. The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. ”. 50% in Year 10, until they reach 0% in Year 11 and thereafter. According to the Jackson National Life Insurance Company brochure on the BonusMAX One annuity, this product is a flexible premium deferred fixed annuity that can provide you with the following benefits: Preservation of principal. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity recommendations. According to the Allianz Endurance Plus Annuity Product Profile [/desktoponly] Thereafter. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. 8 350 total 83% 5% 2% 2-star 2% 1. These updates include funds that have been merged into the annuity that was not previously available. The Annuity Gator’s End Take on the American Legend III Fixed Indexed Annuity from Great American Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementThe Annuity Gator’s End Take on the New York Life Guaranteed Future Income ll DIA Where this annuity may work best: The New York Life Guaranteed Future Income ll Deferred Income Annuity may be a good option for you if you: Anticipate a long lifespan; Will need retirement income in the extended future;Hidden costs and fund participation rate variances explained by Annuity Gator. As an example, if your participation rate is 80%, and the underlying index returns 5% for the period, then your annuity would be credited with 4% (5% x 80% = 4%). I received a thorough understanding which left me at ease with a clear mind. We look forward to helping you create your retirement savings and income strategy. The Annuity Gator’s End Take on the Lincoln American Legacy Variable Annuity Where it works best: When considering the Lincoln American Legacy annuity, it can often work best in situations where an investor wants to be invested in the market, but yet is concerned with taking on too much risk. The minimum fee for this feature is . The Principal Financial Group (often simply referred to as The Principal) is a global financial investment management leader that is headquartered in Des Moines, Iowa. The Annuity Gator’s End Take on the Global Atlantic Income 150+ Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guaranteeHere at Annuity Gator, we are a team of experienced financial pros who are intent on offering the most comprehensive and unbiased annuity reviews. The Axiom II annuity product also charges an annual mortality and expense fee (M&E) of 1. Here, we strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. After waiting 20 minutes, I called in to inquire what was going on, and then about 1/2 hour later, Brian called acting as if nothing were wrong. The Annuity Gator’s End Take on the Great American Index Summit 6 Annuity Where it works the best: If you want the opportunity for a higher return than a regular fixed annuity; If you have a higher risk tolerance; If you plan to use the guaranteed income feature; Where it works the worst: If you want principal protection for all funds in the. So, if you have questions – or if you’d like to discuss whether or not an annuity is right for you – contact us at (888) 440. At Annuity Gator we work for you, the investor, so our advice comes to you unbiased. 60% a year, and the maximum annual fee for the life of the contract is 2. 10% to . 0 product could be a viable option for those who: Want the opportunity for high, market-related returns; Are seeking a lifetime incomeThe Annuity Gator’s End Take on the Sentinel Security Life Personal Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal; If you want a set rate of growth (at least for the first 5 years) If you want the security of knowing you’ll have a guaranteed income in retirement;At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. Mutual funds are popular because they give investors an automatic layer of diversification, offering investors a choice of funds from among the categories of stocks, bonds, balanced funds, and money market funds. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. Nationwide has a history of strength that has lasted for more than 90 years, and today it is one of the largest insurance and financial services companies in the world. And, because of the in-depth reviews that we provide, we have become a highly. Downside protection. The F&G Dynamic Accumulator annuity is actually an offshoot of the basic fixed indexed annuity. My name is Mark Newman. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. Feel free to contact us any time to ask a question or set up a time to chat with an annuity specialist. The Annuity Gator’s End Take on the AXA Investment Edge Variable Annuity Where it works best: When considering the AXA Investment Edge annuity, it can oftentimes work the best in situations where an investor has already “maxed out” his or her employer-sponsored retirement plan and/or IRA accounts and still wants the ability to invest in. Watch Our Client CASE STUDY Video: See How We Helped One Couple Retire 5 Years Early, With A Complete Retirement Strategy (Make sure your sound is turned on, also please wait up to 10 seconds for the video to load)Here at Annuity Gator, we provide you with annuity reviews that are thorough and independent – so we are objective about the information that we offer. In 2018, on top of the $18,000 regular limit to a 401 (k) plan, workers 50 and older can add an additional $6,000 per year in catch-up contributions. Annuity Gator customer service is available. Sources Retirement Uses for Your Health Savings Account (HSA). The Balanced Choice Annuity Elevate (BCA Elevate) is a Fixed Indexed Annuity (FIA) that offers racy indexing options for investors who are looking to park their income money where it can earn more secure returns. schedule your web demo. Annuities Explained. I filled out all the paper work, contacted my financial advisor, contacted Athene by phone and waited. 85% and 0. The Annuity Gator’s End Take on the American National Palladium Century 1 Annuity. This is a good example of why consumers absolutely need to run the numbers before moving forward with the purchase of an annuity – as these products will oftentimes take a large percentage of you overall retirement savings, and they are quite difficult to get out. The Annuity Gator’s End Take on the Nationwide Life Nationwide Summit AnnuityThe Annuity Gator’s End Take on the Great American AssuranceSelect 7 Plus Annuity Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those. The growth component of a Protected Growth Annuity is tied directly to market indexes like NASDAQ, DOW, and S&P 500. The Annuity Gator’s End Take on the MassMutual Stable Voyage Deferred Annuity Where it works the best: The MassMutual Stable Voyage Fixed Deferred Annuity, while not for everyone, could be a good option if you. And, this money doesn’t necessarily have to be your hard-earned retirement savings. have an annuity question? Our Advisors. We have compiled the current annuity rates from top-rated insurance carriers that provide income now, income later, or are designed to securely grow your. Annuity Gator prides itself on allowing consumers to search for the best products, provide users with in-depth reviews on annuities products and ultimately helps. Overall fixed index annuity sales. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. In other words, this product is a variable and index-linked annuity contract that provides for the accumulation of retirement savings, on a tax-deferred basis. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Nobody likes that. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth;The Annuity Gator’s End Take On The Prudential Variable Annuity. As of mid-2019, Equitable had more than $952 million in admitted assets, which is a 96% increase from just one year prior. In this case, for instance, it provides greater downside protection in the case of a market downturn. The Annuity Gator’s End Take on the Kansas City Life GrowthTrack Flexible Deferred Fixed Annuity Where this annuity works best: While it admittedly has a few flaws, the GrowthTrack Flexible Deferred Fixed Annuity from Kansas City Life Insurance Company could still be a viable option for those who are seeking the following benefits:Throughout the years, the company has merged and grown into a large insurance and annuity marketplace that now generates in excess of $250 million in new premiums each year, and (as of year-end 2018), held more than $530 million in total assets. Fisher is spot on in sharing the importance of keeping costs low. Pacific Life has been helping clients to grow and protect wealth for nearly a century and a half. We can be reached by phone at (888) 440-2468 and via email by going to our secure online contact form. product was identified and information sent. com team members will personally. American Equity Investment Life offers a variety of annuities, including: Fixed Fixed Index Immediate Traditional fixed annuities can help you to. Annuity Gator helps people research and compare annuities with free information and advice from licensed professionals. The Annuity Gator. The Annuity Gator’s End Take on the Sun America Polaris Variable Annuity Where it works best:According to the TIAA brochure, the Single Premium Immediate Annuity is a product that allows you to “build retirement income your way. The contract also offers a 2% interest bonus in the first contract year and a 1% interest bonus in the second. If you have been seeking more information about annuities online, you have. Our team of experienced financial professionals is dedicated to doing the work of investigating the terms, fees, and costs of annuity investments being sold today and then explaining these complicated investments in a. Annuities are a unique product in that. The representative also went into detail and explained to me the pros and cons of my annuity. We can help you with the following three areas: 1). Featured. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those who are looking for the opportunity to attain market-related growth. For instance, this annuity can provide you with a personal pension-like income. As of year-end 2018, American Equity. 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. If you’re still considering the Safe Haven 5 annuity from Atlantic Coast Life Insurance. In reality, the only way to know if this annuity is a good fit for your specific situation is to have it tested. The Annuity Gator’s End Take on the Jackson National Perspective L Series Variable Annuity Where it works best: When considering the Jackson National Perspective L Series annuity, it can typically work best when an investor wants to be invested for market growth – and wants the ability to diversify – and still wants the opportunity for. Athene USA serves customers in all 50 of the United States. The Annuity Gator’s End Take on the North American Prizm Plus 14 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher.